# High Efficiency Mode (E-Mode)

E-Mode, or High-Efficiency Mode, empowers borrowers to maximize their borrowing capacity by using correlated assets within the same category, such as stablecoins, as collateral. For instance, supplying $USDC in eMode allows for enhanced collateralization power when borrowing $ONEZ.

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In E-Mode, ZeroLend classifies assets based on:

1. **Loan-to-Value (LTV):** Higher LTV enables borrowers to access more funds relative to collateral value within the same category. E-mode allows for LTV ratios of up to 97%.&#x20;
2. **Liquidation Threshold:** This is the minimum collateral amount needed to avoid liquidation, offering borrowers greater control over risk exposure.
3. **Liquidation Bonus:** Borrowers receive rewards for early loan repayment in eMode, encouraging responsible borrowing behavior.

{% hint style="info" %}
E-Mode doesn't restrict the use of other assets as collateral; assets outside the eMode category can still be supplied with normal LTV and liquidation parameters.
{% endhint %}

## How do I activate E-Mode?

1. Select "Dashboard" from the top navigation panel.&#x20;
2. Locate the E-Mode "Disabled ⚙️" button beside "Your Borrows" and click on it.

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3. Click 'Enable E-Mode.'

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Under Transaction Overview,' you will see all the assets you can borrow. Example: "All Assets → USDC, USDT," which suggests that you can borrow stablecoins like USDC and USDT when E-Mode is enabled.&#x20;

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### How Do I Disable E-mode?

1. Click on the 'E-Mode' category you have enabled.&#x20;

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2. Click on 'Disable E-Mode.'

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