> For the complete documentation index, see [llms.txt](https://docs.zerolend.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zerolend.xyz/features/capital-efficiency/high-efficiency-mode-e-mode.md).

# High Efficiency Mode (E-Mode)

E-Mode, or High-Efficiency Mode, empowers borrowers to maximize their borrowing capacity by using correlated assets within the same category, such as stablecoins, as collateral. For instance, supplying $USDC in eMode allows for enhanced collateralization power when borrowing $ONEZ.

<figure><img src="/files/rc8kyAk8P52brESNm20q" alt=""><figcaption></figcaption></figure>

In E-Mode, ZeroLend classifies assets based on:

1. **Loan-to-Value (LTV):** Higher LTV enables borrowers to access more funds relative to collateral value within the same category. E-mode allows for LTV ratios of up to 97%.&#x20;
2. **Liquidation Threshold:** This is the minimum collateral amount needed to avoid liquidation, offering borrowers greater control over risk exposure.
3. **Liquidation Bonus:** Borrowers receive rewards for early loan repayment in eMode, encouraging responsible borrowing behavior.

{% hint style="info" %}
E-Mode doesn't restrict the use of other assets as collateral; assets outside the eMode category can still be supplied with normal LTV and liquidation parameters.
{% endhint %}

## How do I activate E-Mode?

1. Select "Dashboard" from the top navigation panel.&#x20;
2. Locate the E-Mode "Disabled ⚙️" button beside "Your Borrows" and click on it.

<figure><img src="/files/7xS61sWLIN4hpn5uHhvy" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/TNDD1UeUvY7rh8DZNpSW" alt=""><figcaption></figcaption></figure>

3. Click 'Enable E-Mode.'

<figure><img src="/files/iy24Ln90MLALgKtILrPq" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/2k0HFFqjJrU0puKrp36x" alt=""><figcaption></figcaption></figure>

Under Transaction Overview,' you will see all the assets you can borrow. Example: "All Assets → USDC, USDT," which suggests that you can borrow stablecoins like USDC and USDT when E-Mode is enabled.&#x20;

<figure><img src="/files/NM4NZ0Zo0mUDX2GarClW" alt=""><figcaption></figcaption></figure>

### How Do I Disable E-mode?

1. Click on the 'E-Mode' category you have enabled.&#x20;

<figure><img src="/files/BzWIYe8w5WjfEkaoJqdl" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/8ETXuyTZ9aCzNeMaBrbE" alt=""><figcaption></figcaption></figure>

2. Click on 'Disable E-Mode.'

<figure><img src="/files/rC4cZzYCZPeAIIH6SERA" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/Xls56hrhdBkDj4kYK9RF" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/j6nFWek5OM48wEUYHG2Q" alt=""><figcaption></figcaption></figure>


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